The right partner for trustees

Your pension arrangement sits at the very heart of your benefits plan. It is also likely to be your most significant regulatory risk. As your benefit advisers we are able to help your business and your trustees manage that risk and maximise the value of your scheme to employees.

Risk management

Risk reduction is an ongoing process for your business and your trustees. Addressing the gap between pension assets and liabilities is crucial within defined benefit schemes and a number of solutions exist. Whether you are moving from one type of pension arrangement to another or just want an audit on what you have, Truestone can help you.

Costs and performance

Our substantial knowledge of the costs of managing pensions and the range of performance you can expect from investments qualify us to give you an objective assessment of the value you are receiving. We will highlight areas for improvement and where you wish help negotiate improvements.

Investment advice

It is essential that all employees have access to an appropriate set of investment options for their pension saving. Employers also have to ensure that employees understand their choices. The comprehensive Truestone approach to employee communications and advice gives you the confidence that you have done your utmost help them.

Auto-enrolment

Auto-enrolment under NEST will change the roles of the employer and trustees. It will bring new processes and responsibilities. Truestone can provide you with an implementation plan which meets legal requirements as well as your duty of care to employees and ongoing management systems

Enhanced Transfer Values

One of the options for managing the commitments within your pension scheme is the use of Enhanced Transfer Values (ETVs). If you wished to investigate this route Truestone is able to assist in obtaining actuarial opinion and if required, design a programme coordinating actuarial advice with a robust communications process.

Guidance and Training

Trustees have considerable responsibilities but do not always have a access to training on legislative and regulatory developments they are meant to consider. We have the resources to develop tailored programmes for your trustees to give them the knowledge they require to meet their responsibilities.