A lasting relationship that creates a long term solution for you
You set the rules
Before we start to work for you our most important task is to listen to you. Only by doing that can we understand exactly what you want to achieve personally and financially and by when.
Tell us what your personal and financial goals are. For example are you looking to generate an income from your investments or are you more concerned about growing your capital for a specific date in the future. Perhaps your main concern is preserving wealth to pass on to future generations
Tell us when you want to achieve these goals by
Let us know if you have any particular personal investment preferences such as ethical or socially motivated investment
Together we will establish the level of financial risk you are prepared to accept
We agree a strategy with you
Armed with the information you have provided, Truestone will prepare a financial strategy for you.
Firstly we will be totally realistic with you about how achievable your goals are.
We will consider the mix of different assets; cash, property, UK and overseas equities and alternative investments that fits with your attitude towards risk and your personal preferences.
We research the market to find the most appropriate investment managers for your needs
Then we propose a specific combination of investments that we believe will give you the best chance of attaining your objectives
We will also take into account any tax efficiencies that are open to you both in making investments and in taking income from your portfolio
Regular monitoring and rebalancing
Once the strategy has been implemented it will need regular review to ensure it stays on track.
Every six months we will update of the value of your portfolio and each individual investment within it. This will give us the chance, following discussions with you, to change any specific investment which is not performing to expectations
An ongoing relationship
At any time you can contact your client director and your support team to ask for guidance or advice.
You may want to alter your brief to us. It would not be uncommon for either your personal circumstances or priorities to change through time and we will suggest suitable adjustments to your financial strategy.
As part of our wealth management service we are happy to spend time providing an education on money management issues to young adults in your family
