Intelligent solutions to all your finance needs
Investment property finance including buy-to-let
Whether it is speed of decision or the best price you want, Truestone Private Finance has the right connections and research available to meet your needs.
Residential mortgage borrowing
No two financial situations are the same so it is vital that we really understand your needs before we use our purchasing power to find the right product to suit your needs. We offer a very personal service to make sure that you get the right mortgage out of the thousands that are available.
Second or multiple property financing
Purchasing a second property is a big step and the range of finance options can be bewildering. We hold your hand every step of the way.
We will optimise the mix of finance between your main home and additional property. Tax and pension considerations can often play a significant part in the process and Truestone has in-house expertise in these areas as well as access to a range of leading professionals who can advise on particularly complicated cases.
Loans for short leasehold properties
If you are buying in London you might find that your dream property has a short lease, so in effect you are paying an up-front rent rather than buying a capital asset. However in certain circumstances you can legally extend the lease once you are the owner. Raising finance for the initial purchase and lease extension, known as 'enfranchisement', is a specialist area in which we excel.
Overseas property purchase
Truestone has expertise in structuring finance to help clients buy holiday homes and overseas properties. We work with many offshore banks and have great experience on advising the right mix of finance, being mindful of currency movements and interest rate exposure. We also have access to managed multi-currency mortgages where City experts use the foreign exchange markets to achieve capital reductions to your mortgage.
Bridging finance
Clients often find just the right home before they have sold their existing one. Subject to overall circumstances Truestone can help speedily finance the new home ahead of the sale of the old one.
Borrowing in a company name or trust
Truestone Private Finance is equally at home helping to arrange commercial property finance as well as providing advice to individuals. We work with the main banks as well as specialist niche lenders, particularly where Trusts are involved. Inheritance Tax planning plays an important part in the arena and Truestone prides itself on its knowledge and experience in this area.
Socially responsible lending
If you wish to borrow from lenders with ethical policies or you would prefer to consider those that are developing a ‘green’ approach to business we can help you through our network of socially responsible contacts.
Truestone also offer access to a wide range of insurance policies to provide you with the protection that you require.
Think carefully before securing other debts against your home. Please remember that your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Please be aware that the Financial Services Authority does not regulate some buy-to-let mortgages, second charge loans and loans to companies (except in the case of trustees)
Call us on 0845 362 8428 today or email private.finance@truestone.co.uk
